01
Create your account
Sign up with your name, email and a strong password. Social and address details are optional but speed up large payouts. Every new account starts with $5.00 in fee-only credit.
Process
How Crypthax works
A single flow from your wallet to a spendable balance, with the fees visible the whole way.
What is the minimum conversion? → $250.00$5.00 signup credit
02
Top up your fee balance
The 0.1% balance fee is taken from topped-up funds. Add balance with crypto through Paymento, or let your signup credit absorb small fees first.
03
Configure the conversion
Choose the crypto you will send, the amount, the target currency and the payout destination. We show the exact fee split before you pay.
04
Pay and track
Scan a QR code or connect a wallet. The conversion runs for around 5–9 seconds, then the order is recorded as Pending while our payout desk finalises it.
How it works
Four steps from wallet to bank
Most conversions settle in under an hour.
01
Choose an amount
Pick $250, $500, $750 or $1,000 — or enter any amount above the $250 minimum.
02
Choose where the money lands
PayPal, Payoneer, Wise or a bank transfer, in the currency you actually spend.
03
Enter the payout details
Only the fields your destination requires — an email for PayPal, an IBAN for a bank.
04
Pay in crypto
Scan the QR code or connect your wallet. We show the conversion for a few seconds, then your order sits at Pending.
Why Crypthax
Five reasons people switch to us
No exchange in the middle, any wallet you already own, no blockchain vocabulary, the exact rate before you commit, and one account for crypto and fiat.
No exchange in the middle
Everyone else sends you through a trading platform, a bank withdrawal and a card top-up. You hold crypto and you want to spend it, so we deleted the middle.
The usual route
CryptoExchangeSellBankCard
Four extra steps, a fee at every hop, and days before the money is spendable.
With Crypthax
CryptoSpend
One step. 0.2% once, withheld from the payout, and the money is spendable in minutes.
Any wallet works
MetaMask, Binance Wallet, Trust Wallet, a hardware wallet, a browser extension — it makes no difference to us. We are wallet agnostic by design: you never migrate, export or import anything.
MetaMaskBinance WalletTrust WalletCoinbase WalletRabbyPhantomOKX WalletRainbowLedgerExodusSafePalWalletConnect
A promise rather than an integration list — we never need to know which wallet you use.
You never have to learn blockchain
How a transfer is routed, what it costs to send and when it clears are our problem, not yours. You only ever see two numbers: what you have, and what you can spend.
- What you hold
- What you can spend
- What the recipient receives
Everything technical stays on our side of the screen. If a term would need explaining, you never see it.
The rate is shown before you pay
The applied exchange rate, the conversion cost and the final amount are itemised before you confirm, with no spread hidden inside the rate.
| Asset you spend | USDC |
|---|---|
| Applied rate | 1 USDC = ₩1,342.34 |
| Converted value | ₩27,115 |
| Conversion cost (0.2%, withheld) | −₩54 |
| Recipient receives | ₩27,061 |
| Finally leaves your wallet | 20.20 USDC |
Every conversion shows this breakdown before you confirm. The rate is illustrative; your exact figures are locked at quote time. Live rate · Updated 2026-10-09 00:02 UTC
Crypto and fiat in one account
Bitcoin, Ethereum, USDC, USDT and your local currency belong on the same balance screen. That is what turns a payout tool into a crypto-native financial account.
BTCCrypto
ETHCrypto
USDCCrypto
USDTCrypto
KRWFiat
Crypto and fiat side by side, with one balance and one set of fees for both.
Why people choose us
Fees you can predict
A flat 0.2% withheld from the conversion plus 0.1% from topped-up balance. No tier games, no volume thresholds, no monthly plans, no spread.
Destinations that matter
PayPal, Payoneer, Wise and direct bank transfers in 26 currencies.
Statuses that mean something
Pending, Processing, Completed, Rejected, Cancelled or Refunded — every transition is logged and visible.
How we differ from an exchange
No-KYC by default
Standard conversions the whole way through. Identity documents are never part of the standard flow.
The fee comes out of our side
A flat 0.2% is withheld from the converted amount, so nothing is added on top of what you send.
Payouts, not trading balances
We are built to deliver money to PayPal, Payoneer, Wise or your bank, not to keep you trading on our platform.
No-KYCStandard conversions up to $10,000
Convert crypto to cash without uploading your identity
No-KYC is the default here, not an upsell. Standard conversions settle without identity documents, which means no passport scans sitting in a database and no waiting days for a manual review. You sign up with a name, an email and a password, and you are converting minutes later.
What we ask for, and what we never ask for
Crypthax asks for
- Your name and email address
- The payout details of the account you want to be paid into
- Nothing else for a standard conversion
We never ask for
- Passport, national ID or driving licence
- Selfie or liveness video
- Proof of address or utility bill
- Source-of-funds paperwork for standard amounts
No-KYC applies to standard conversions of $10,000 and below. Unusually large amounts, sanctioned jurisdictions and payment patterns flagged by our banking partners may trigger a lightweight review under our AML/CFT programme — you are always told before anything is held.
No documents to upload
Sign up, convert, get paid. Your first order needs nothing but an email address.
Approved instantly
There is no verification queue to wait behind, so a conversion can start seconds after signup.
Generous No-KYC limits
Standard conversions up to $10,000 per order settle without any identity check at all.
Less data held
We never collect identity documents, so there is nothing sensitive to leak or lose.
Still bank-grade compliant
Sanctions screening and AML monitoring run on every payout, which is how No-KYC stays compatible with regulated banking partners.
Why Crypthax
What actually makes Crypthax different
Most off-ramps ask for your identity documents first and quietly bury a spread in the rate. We do the opposite: convert without paperwork, and show the only fee you pay before you confirm.
| Criteria | CrypthaxNo-KYC off-ramp | Typical exchangeCentralised exchange | P2P marketplacePeer-to-peer trading | OTC deskBroker / desk |
|---|---|---|---|---|
| Identity documents | None for standard conversions up to $10,000 | ID, selfie and address proof before the first withdrawal | ID plus payment-method verification, and the counterparty sees your details | Full KYC, source-of-funds and counterparty checks |
| Cost on a $250 conversion | $0.50 — a flat 0.2%, withheld from your payout | Trading fee plus a spread, often 0.5–2% all-in | 1–5% plus payment-method fees and rounding | 1–3% plus wire and intermediary bank charges |
| How the fee is applied | Deducted from the converted amount — you keep 99.8% | Added on top of the trade and hidden inside the rate | Negotiated per trade, invisible until after the transfer | Added on top, quoted by email |
| Minimum conversion | $250 with no maximum on standard corridors | Low minimum, but withdrawal limits and bank fees apply | No minimum, but per-trade limits set by the counterparty | Usually $10,000 and up |
| Time to spendable cash | 10–40 min to PayPal, 15–60 min to Payoneer, same day to bank | Withdrawal is queued, then 1–3 business days to a bank | As fast as the counterparty pays — often hours, and can be cancelled | 1–3 business days after documentation is cleared |
| Payout methods | PayPal, Payoneer, Wise and bank transfers in 26 currencies | Bank account or card only | Whatever the counterparty happens to offer | Bank transfer only |
| Crypto handling | Non-custodial intake — collected and settled at conversion time | You deposit into their custodial account | Escrow holds the funds until both sides confirm | You send to their desk wallet |
| Price transparency | Full fee breakdown before you confirm, no spread | Spread embedded in the quoted rate | Price agreed ad hoc with a stranger | Quote sent by email, fees not itemised |
| Support | Human email support, 24/7, median first reply under 30 minutes | Ticket queue, days for a real answer | Dispute handled by the marketplace, if at all | Account manager during business hours |
Better for this criterionComparison only — check the provider directlyComparison reflects publicly stated terms of typical providers and is indicative only; fees and policies change. Always confirm current terms with each provider.
Your crypto is worth more when you can spend it
Create an account in under a minute and convert your first $250 today.
No monthly fees. No minimum balance. Cancel any time.
TLS 1.3 AML / KYC programme 42+ countries Non-custodial intake